Mortgage

Purchasing a home is a milestone many people dream of but navigating the mortgage process can quickly become overwhelming. With so many opinions, online “advice” and confusing jargon, it’s easy to feel lost before you’ve even begun.

At Open House Birmingham City, we’re here to cut through the noise with a fresh, down-to-earth approach to mortgage advice.

No confusing terms. No pressure. Just honest, human guidance.

We break down every step of the mortgage journey into clear, manageable pieces so you can move forward with confidence, clarity and peace of mind. Whether you’re buying your first home or just need a bit of direction, we’re here to make the process simple, easy and stress-free.

Selling & buying a home at the same time can feel like a whirlwind. There’s paperwork to chase, timelines to juggle and more boxes to tick than you ever thought possible.

At Open House Birmingham City, our friendly, experienced team is here to keep everything moving smoothly. We’ll stay one step ahead, handle the details and keep you informed so you can focus on clearing out the junk, booking that skip, and getting excited about what’s next.

Let us take the hassle out of your move with exceptional service, clear communication, and genuine support from start to finish.

A remortgage is the process of switching your current mortgage deal usually when your existing product is coming to an end. It’s the perfect time to reassess your options and make sure you're still getting the best possible deal for your circumstances.

The last thing you want is to be up late at night comparing lenders, rates and affordability calculators, trying to figure out what’s next. That’s where we come in.

At Open House Birmingham City, we take care of all the heavy lifting from exploring the most competitive deals on the market to guiding you through every step of the application. Whether you're looking to save money, release equity or simply secure a better rate, we’ll make sure the process is smooth, stress-free and tailored to your needs.

Whether you're a first-time landlord or growing your portfolio, Buy to Let can be a rewarding way to build long-term wealth but it pays to get it right from the start.

At Open House Birmingham City, we provide expert guidance on every aspect of the Buy to Let process from sourcing the right property and understanding your financial options, to finding reliable tenants and maximising rental yield.

We’ll help you:

• Choose the right location and property type 
• Understand Buy to Let mortgages and lending criteria 
• Stay compliant with legal responsibilities 
• Find and manage high-quality tenants 
• Protect your investment for the long term
   

With our tailored advice and hands-on support, you can invest with confidence knowing your property is in safe, experienced hands.

No one likes to think about the worst case scenario but not having protection in place could put your home, your finances or your family at risk.

No matter how fit or healthy you are, life is unpredictable.  Accidents, illness or unexpected changes can happen to anyone, at any time.  That’s why we’re passionate about helping you fully understand the risks involved so you can make confident, informed decisions about your protection.

We’ll guide you through the different types of protection available, including:

• Life Insurance 
• Critical Illness Cover 
• Income Protection 
• Mortgage Payment Protection
   

Our priority is your peace of mind.  We'll help you make smart, informed choices that keep you and your family protected, whatever happens.

A Lifetime Mortgage is a type of equity release designed specifically for homeowners aged 55 and over.  It allows you to unlock tax-free cash from the value of your home without having to sell or move out.

At Open House Birmingham City, we’re here to support you however you choose to use the released equity. Whether it’s:

• Making home improvements 
• Boosting your retirement income 
• Helping your children with their own property purchase 
• Or simply enjoying life with greater financial freedom

Our experienced team will guide you through the entire process with clarity and care. We’re committed to helping you make informed choices that align with your personal and financial goals now and for the future.

Not sure where to start with your mortgage? Our friendly team is here to help. 

Get in touch with us to discuss your options, understand what you can afford and receive guidance tailored to your circumstances. Whether you’re a first-time buyer, moving home, or investing, we’ll support you every step of the way to help you make confident, informed decisions about your mortgage.